The Age of ETFs

ETFs have become an integral part of modern asset alloca­tion. In the NZZ special feature “Invest­ment Funds,” however, Tareno CIO Simon Lutz highlights where passive investing can reach its limits and explains why hidden costs—in addition to visible fees—should also be taken into account.
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Broad diver­si­fi­ca­tion, low costs, and high liqui­dity make ETFs popular invest­ment instru­ments. However, as inflows increase, concen­tra­tion and cluster risks can arise. Simon Lutz also explains why it is not just the TER but the total invest­ment costs that are crucial for investors.

Neue Zürcher Zeitung (NZZ), NZZ Special Report on Invest­ment Funds, “The Age of ETFs,” featuring insights from Simon Lutz, Chief Invest­ment Officer of Tareno AG, April 17, 2026.

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