Financial planning in Basel and Zürich
A successful plan starts with an analysis
Our philosophy: A networked approach for optimum results.
The individual elements of financial planning are interlinked. In this way, we create a cross-divisional optimization that meets your individual goals and ensures your long-term financial stability.
Let’s shape your financial future together – with tailor-made financial planning that focuses on your wishes and opportunities.
Sophisticated financial planning
Well thought-out financial planning is the basis for a successful and secure future. At Tareno, we don’t look at your finances in isolation, but holistically. Our financial planning aims to optimally coordinate all relevant aspects of your financial life so that you are in the best possible position today and in the future.
The most important building blocks of financial planning
Liquidity planning
We analyze your income and expenditure in detail to identify possible surpluses or deficits. With the help of a private income statement, we ensure that your financial basis is solid and offers sufficient leeway for investments or unexpected expenses.
Asset planning
We focus on your asset development and investment strategy. We use a private balance sheet to analyze your assets and liabilities in order to work with you to develop a strategy that suits your goals and risk tolerance.
Retirement planning
A carefree retirement requires forward-looking planning. We review your pension provision from the first (AHV), second (pension fund) and third pillar (pillar 3a). Pension planning offers numerous optimization options, such as a staggered withdrawal of pension assets to save tax or planning for early retirement to avoid depletion of assets. Together we will discuss the issues that are important to you: PF capital or pension, to sell your property or not, to reduce your mortgage or not. Our aim is to ensure a smooth transition from working life to retirement so that you can start this new phase of your life in the best possible financial position and well prepared.
Pension planning
In addition to retirement provision, we also look at protection against risks such as disability and death. An in-depth analysis of the relevant benefits ensures that you and your family are comprehensively covered.
Estate planning
We help you to plan your estate strategically and at an early stage. Whether inheritance, will or succession planning – we support you in implementing your wishes in a legally compliant and tax-optimized manner.
Tax optimization
Taxes influence all financial decisions. We identify potential savings through a detailed analysis of your tax burden.
Financial planning – Process
The financial planning process is divided into 3 stages: First, your current financial situation is analyzed by drawing up a private income statement and balance sheet. Based on this, optimization options are developed and a concrete action plan is drawn up. This is followed by the implementation of the financial plan with the implementation of the optimization measures. A regular review of the plan ensures that you can react to changes in your life situation or legislation in good time.
With our advisory mandate, we offer you a sound analysis, clear recommendations and a customized financial plan. You are free to implement the plan with us, independently or with another partner. You can find out more about our asset management services here.
Price model – consulting mandate
The advisory mandate is aimed at clients who want a well-founded financial analysis and specific recommendations for action, which they can then implement with us or independently.
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