Indepen­dent portfolio analysis: Greater clarity for your assets

The starting point: A portfolio review at Tareno

A married couple approa­ched us with the request to have their invest­ment portfolio reviewed independently. Both are working and aim to be able to draw on their savings in part when they retire. Their previous asset manager had disap­pointed them in recent years—performance was unsatis­fac­tory despite positive market condi­tions. The couple asked themselves: Is it the strategy, the implementation—or both?

Conclu­sion: Why indepen­dent invest­ment advice can be worthwhile

A well-founded second opinion can be crucial. Those who under­stand their invest­ment strategy make better decisions—today and for the future.

We recom­mended a clear, under­stan­dable, equity-heavy dividend strategy focused on liquid direct invest­ments, stable returns, broad diver­si­fi­ca­tion, and cost-efficient products. In the future, the couple will delibera­tely avoid intern­ally managed products and hard-to-sell invest­ments, as well as unneces­s­a­rily high foreign currency risks. The goal was to create a portfolio with which the couple could once again identify. Foreign currency bonds and illiquid positions were reduced immedia­tely wherever possible. The result: a strate­gi­cally struc­tured portfolio that not only performs better, but also gives the couple back the good feeling of being in control of their finan­cial future. They imple­mented the recom­men­da­tions in full and are now notice­ably happier and more confi­dent than before.