Independent portfolio analysis: Greater clarity for your assets

The starting point: A portfolio review at Tareno

A married couple approached us with the request to have their investment portfolio reviewed independently. Both are working and aim to be able to draw on their savings in part when they retire. Their previous asset manager had disappointed them in recent years—performance was unsatisfactory despite positive market conditions. The couple asked themselves: Is it the strategy, the implementation—or both?

Conclusion: Why independent investment advice can be worthwhile

A well-founded second opinion can be crucial. Those who understand their investment strategy make better decisions—today and for the future.

We recommended a clear, understandable, equity-heavy dividend strategy focused on liquid direct investments, stable returns, broad diversification, and cost-efficient products. In the future, the couple will deliberately avoid internally managed products and hard-to-sell investments, as well as unnecessarily high foreign currency risks. The goal was to create a portfolio with which the couple could once again identify. Foreign currency bonds and illiquid positions were reduced immediately wherever possible. The result: a strategically structured portfolio that not only performs better, but also gives the couple back the good feeling of being in control of their financial future. They implemented the recommendations in full and are now noticeably happier and more confident than before.