Invest your vested benefits assets sustain­ably

Unlike your pension fund assets, you can invest the capital in your vested benefits account as you wish. In doing so, we ensure that the invest­ments you choose are in line with your overall strategy.
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Reasons for opening a vested benefits account

You are tempo­r­a­rily or for a longer period out of employment.
You leave Switz­er­land.
You become self-employed.
You have changed employer and cannot contri­bute the entire amount to the new pension fund.
You are entitled to a part of your partner’s pension fund assets as part of divorce proce­e­dings.
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Our services

Profes­sional manage­ment of your vested benefits assets by our expert advisors
A struc­tured and disci­plined invest­ment process within the BVV2 standards
Ongoing risk control based on your indivi­dual needs

Your benefits

Extended range of invest­ment options within the BVV2 standards, which also include direct invest­ments
Ideal matching of your vested benefits assets with your freely disposable assets and their invest­ment
Indepen­dent invest­ment advice (best-in-class approach)
Regular reports provi­ding infor­ma­tion regar­ding the perfor­mance of your assets
BVV2 performance relative to liquidity in CHF

Your provi­sion – indivi­dual and cost-effec­tive

An income-oriented strategy can pay off twice over, as you do not have to pay tax on the profits you make from investing your vested benefits. However, if the withdrawal from your pension fund is only tempo­rary, a low-risk strategy is a good alter­na­tive to compen­sate for short-term price fluctua­tions.

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Your vested benefits

Vested benefits. Your questions, our answers

Those who have vested benefits are often at a decisive point in their profes­sional lives. Whether it’s a change of job, a career break, early retire­ment, or emigra­tion. This raises many questions, parti­cu­larly about invest­ments, taxes, flexi­bi­lity, and pension goals.

Questions about vested benefits should always be answered on an indivi­dual basis and in relation to the specific situa­tion. That is exactly what we specia­lize in.

Feel free to contact us. Together, we will find the best path for your finan­cial future.

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Flexible pension solutions for compa­nies in Switz­er­land

With our partner PensEx­pert, we offer your company’s manage­ment staff the oppor­tu­nity to struc­ture their extra-manda­tory pension provi­sion indivi­du­ally accor­ding to their needs. The extra-manda­tory pension assets are held in the 1e collec­tive founda­tion of PensEx­pert and managed by us, Tareno – either with our award-winning invest­ment solutions or accor­ding to a custo­mized, indivi­dual plan.

More freedom for your employees

This solution enables your employees to dispose of their hard-earned pension capital in a self-deter­mined manner and invest it in the way that suits them best.

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Why PensEx­pert?

We chose PensEx­pert as our partner because they are a leading provider of self-deter­mined and indepen­dent pension solutions in Switz­er­land.

With almost 100 experts, PensEx­pert offers compre­hen­sive exper­tise and personal advice for custo­mized pension solutions.

By working with PensEx­pert, you benefit from an indivi­dua­lized pension plan that is optimally tailored to your personal needs and finan­cial goals.

The advan­tages of a custo­mized 1e pension plan

Indivi­dua­lity

Your employees can invest the non-compul­sory portion of their pension provi­sion indivi­du­ally, entre­pre­neu­ri­ally and under their own respon­si­bi­lity

Perfect tuning

The invested pension capital is always optimally matched to the basic pension fund capital

Security

The pension capital saved is always invested within the regula­tory frame­work

Perso­na­lity

Every insured person has the freedom to choose the customer advisor at Tareno who is right for them. This will be their direct contact for all questions and requi­re­ments relating to their indivi­dual 1e pension solution

Turn your vested benefits account into an invest­ment!

Our experi­enced advisors analyse your indivi­dual pension situa­tion together with you and offer you tailor-made solutions. Of course, he will also support you with the transfer of your pension capital.

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